Business Insurance
Assembled by Carter McNamara, MBA, PhD
(Note these closely related topics in the library:
Crisis Management: What to do once a crisis already has occurred
Insurance (Business): Guidelines and advice
about buying various kinds of insurance
Risk Management: Guarding against theft, disasters,
and about security systems, etc.
Safety in the Workplace: About types of workplace injuries, programs to reduce accidents,
etc.)
Introduction
Whether for-profit or nonprofit, small businesses should have certain kinds of insurance. Liability insurance is highly recommended for property and automobiles. Worker's Compensation Insurance is state-required when you have employees.
Part of the decision about what insurance to buy depends on the nature of the business. For example, if it has a lot of assets, it might consider theft and property damage insurance. You may want life insurance on you and other critical personnel in your organization. You also may want to consider various other forms of insurance, for example, Directors and Officers (if you have a Board of Directors) or business interruption, Be sure to also visit the topic Risk Management in the library.
Sections of This Topic Include:
Basics -- Types of Insurance and What
They Cover
Buying Insurance
Additional Information for Nonprofits
Reference Materials
General Resources
Basics: Types of Insurance to Consider and What They Cover
Insurance
Understanding the Types
of Insurance
Getting Advice from the Small Business Administration
Buying Insurance
Determining
Your Insurance Needs
15 Things You Need to Know About Insurance
Protecting
Yourself When You Deal With Your Insurance Company
Property Insurance
Also see Intellectual Property (patents, trademarks,
copyrights)
Also see Property
Insurance Law Property
Insurance
Automobile Insurance
Automobile
Insurance
Auto Insurance
Information
Auto
Insurance Checklist (includes liability)
Worker's Compensation Insurance
Worker's
Compensation Insurance
Do I Need Worker's Compensation Insurance?
Worker's Compensation FAQ
Life Insurance
Life
Insurance Checklist
Life Insurance (definition)
Top Things to Know About Life Insurance
Additional Information for Nonprofits
Basic Overview of Liability Insurance
(including Directors and Officers Insurance)
enter
Insurance in the pulldown menu
The
Nonprofit FAQ's answers to miscellaneous questions about insurance
How can
we get insurance for volunteers?
Nonprofits' Insurance Alliance
of California
Nonprofit Risk Management
Center (extensive information about nonprofit risk)
First Nonprofit Mutual
Insurance Company
D&O Insurance (typically considered by nonprofits for their boards)
use
the pulldown to select Insurance
D & O Coverage: FAQs
D & O Insurance Explained
Reference Materials
Dictionary
of Insurance Terms
Coverage
Descriptions
http://www.libraries.psu.edu/business/insurance/reference.htm
General Resources
Welcome
to Insurance Information Institute
Life Insurance, Health Insurance,
Term Life Insurance, and Annuities from QuickQuote
Risk Insurance and Management Society
Unemployment
Insurance
Life Insurance
Insurance Glossary
For the Category of Insurance (Business):
Related Library Topics
Recommended Books
General Information
The following books are recommended because of their highly practical nature and often because they include a wide range of information about this Library topic. To get more information about each book, just hover your cursor over the image of the book. A "bubble" of information will be displayed. You can click on the title of the book in that bubble to get more information, too.
Also See
Crisis Management -- Recommended Books
Risk Management -- Recommended Books
